Zoho Books (Standard)
₹749 / month
Annual contracts encouraged
- · Free tier capped at ₹3 L revenue
- · AI features behind higher tiers / marketplace add-ons
- · Mobile app limited to basic invoicing
- · Annual lock-in surfaces the lowest published price
Alternatives
YourBill gives Indian SMBs the same GST-compliant invoicing, GSTR-1 export, and customer/product management as Zoho Books — at ₹49/month, with AI features included on every paid plan.
No card at signup · Cancel anytime · ₹49/month after the free period
Zoho Books (Standard)
₹749 / month
Annual contracts encouraged
YourBill
₹49 / month
First 30 days free, no card at signup
Why switch
01
Zoho Books Standard starts at ₹749/month in India. YourBill Starter is ₹49/month — and the first 30 days are free with no card at signup. For a solo founder issuing under 10 invoices a month, that is still a steep price difference for the same regulatory output.
02
An HSN/SAC + GST rate finder tool and GSTIN-to-business-name auto-fill on customer creation — bundled with every paid plan. Zoho's AI sits in higher-tier plans or relies on Zoho Apps marketplace add-ons.
03
Validated against the official GSTN Returns Offline Tool v3.0+ before download. File monthly returns in minutes. Zoho Books exports GSTR-1 only on Standard tier and above.
04
FY-aware invoice numbering (resets April 1 IST per CGST Rule 46(b)), gap detection, UTGST, cess, RCM, line-discount, place-of-supply auto-detection. India-first compliance defaults.
05
Recurring monthly via PayU SI Hub (UPI AutoPay, cards, netbanking). Cancel from your dashboard; access continues till cycle end. Zoho's pricing leans on annual commitments.
Side by side
| Feature | YourBill | Zoho Books |
|---|---|---|
| Entry price | ₹49 / month | ₹749 / month |
| GST-compliant invoice PDF (Rule 46) | ✓ | ✓ |
| GSTR-1 JSON for portal upload | ✓ | ✓ (paid tier) |
| Bill of Supply / Credit / Debit Note | ✓ | ✓ |
| Powerful native Android + iOS app | ✓ (full feature parity with web) | Limited (basic invoicing only) |
| AI HSN/SAC suggestions | ✓ (included) | ✗ |
| GSTIN → business name auto-fill | ✓ (public API + AI fallback, verify before save) | Partial |
| FY-aware invoice numbering + gap detection | ✓ | ✓ |
| UTGST handling (4 UTs without legislature) | ✓ | ✓ |
| Cess / Reverse Charge / line-item discount | ✓ | ✓ (Pro tier) |
| UPI AutoPay subscription billing | ✓ (PayU SI Hub) | Partial |
| Cancel anytime, no annual lock-in | ✓ | Annual contracts encouraged |
| Data hosted in India (AP-South-1) | ✓ | ✓ |
Honest answers
No. Export your invoices, customers, and products as Excel/CSV from Zoho, and re-import into YourBill. We can also help directly — email support@yourbill.in with your Zoho export and we'll mirror it for you. Indian tax law (CGST §36 + Rule 56) requires invoicing records to be kept for 8 financial years; you do not lose any historical data.
Multi-user roles and audit trail are on the Pro and Business tiers (₹499 and ₹1999/month). For solo founders, Starter at ₹49 covers single-user usage end-to-end.
YourBill is invoicing-first, not full accounting. We surface live P&L, sales charts, and AI-summarised trends, but we don't do double-entry bookkeeping. If your CA needs full accounting, run YourBill for invoicing + GSTR-1 and pair it with a lightweight ledger tool — most Indian SMBs find this faster than Zoho's full accounting suite.
Yes. Built against the CGST Act §31 + Rules 46/49/53/59 and IGST Act 2017. Every invoice is signed-PDF + Rule-46-complete. GSTR-1 JSON is portal-ready. UTGST, RCM, cess, FY-aware numbering all handled by default.
Try it risk-free
Issue your first GST-compliant invoice in under 5 minutes. If YourBill doesn't fit, cancel anytime — no card at signup means nothing to undo.