Alternatives
YourBill gives Indian SMBs the same GST-compliant invoicing, GSTR-1 export, and customer/product management as Swipe — at ₹49/month, with AI features included on every paid plan.
No card at signup · Cancel anytime · ₹49/month after the free period
Swipe (Premium)
Free / ~₹3,500/yr
Free tier; paid for inventory + multi-user
YourBill
₹49 / month
First 30 days free, no card at signup
Why switch
01
YourBill bundles a dedicated HSN/SAC + GST rate finder and GSTIN-to-business-name auto-fill on customer creation. Swipe focuses on e-way bill auto-fill — useful, but different ground.
02
Invoice serials reset on April 1 (IST) per CGST Rule 46(b), and the system flags any gaps in your sequence. Swipe handles serial numbers but doesn't surface gap detection — a real audit risk.
03
₹49 (Starter) → ₹1999 (Business) — every tier includes the same core feature set. Swipe's free tier is generous, but inventory and multi-user move you to ~₹3,500/yr Premium.
04
Validated against the GSTN Returns Offline Tool v3.0+. Drop the JSON straight into the portal — no re-keying, no Excel-to-portal manual transfer.
05
Monthly recurring via PayU SI Hub. Cancel from the dashboard; access continues till cycle end. Annual lock-ins on competitor tiers feel small until you actually want to leave.
Side by side
| Feature | YourBill | Swipe |
|---|---|---|
| Entry price | ₹49 / month | Free (paid ~₹3,500/yr) |
| GST-compliant invoice PDF (Rule 46) | ✓ | ✓ |
| GSTR-1 JSON for portal upload | ✓ | ✓ |
| Bill of Supply / Credit / Debit Note | ✓ | ✓ |
| Powerful native Android + iOS app | ✓ (full feature parity with web) | ✓ |
| AI HSN/SAC suggestions | ✓ (included) | Partial (e-way bill auto-fill) |
| GSTIN → business name auto-fill | ✓ (public API + AI fallback, verify before save) | ✓ |
| FY-aware invoice numbering + gap detection | ✓ | ✓ |
| UTGST handling (4 UTs without legislature) | ✓ | ✓ |
| Cess / Reverse Charge / line-item discount | ✓ | ✓ |
| UPI AutoPay subscription billing | ✓ (PayU SI Hub) | Partial |
| Cancel anytime, no annual lock-in | ✓ | ✓ |
| Data hosted in India (AP-South-1) | ✓ | ✓ |
Honest answers
If Swipe's free tier covers your usage, stay on it. YourBill's edge shows up the moment you want an AI HSN/GST rate finder, GSTIN auto-fill, FY-aware numbering with gap detection, or AP-South-1 hosting with full RLS isolation. ₹49/month is still a low monthly entry point for a fully compliant invoicing stack.
YourBill ships native Android and iOS with feature parity for daily flows: invoice creation, payment recording, customer/product management. Bulk operations and the full report page remain web-only by design.
Export your customers, products, and invoices from Swipe (their Excel export covers this), and re-import into YourBill. Email support@yourbill.in with your export and we'll help mirror it.
E-way bill is on the YourBill roadmap but not shipped yet — schema fields are captured. If e-way bill is core to your workflow today, keep Swipe alongside YourBill for invoicing + GSTR-1 at ₹49/month.
Try it risk-free
Issue your first GST-compliant invoice in under 5 minutes. If YourBill doesn't fit, cancel anytime — no card at signup means nothing to undo.
